Documents

Information and supporting documents

• How to calculate usable income for landlords
• Tariff of mortgage charges
• Product information sheet

Products and lending guidelines

• Buy-to-let product guide
• Switch product guide
• Further advance product guide
• Tailored product guide
• Buy-to-let lending guidelines

Application forms and supporting documents

• Additional applicant form
• Transfer of equity application form
• Submission requirements questionnaire
• Customer declaration form
• Product switch authority declaration
• Third party authority form
• Business plan
• Property schedule
• Cashflow forecast
• Net worth statement
• Direct debit mandate
• Gifted deposit form

Refurb-to-let

• Refurb-to-let property schedule
• Refurb-to-let schedule of works

Legal documents for England and Wales

• Mortgage guarantee and advice certificate
• Deeds schedule (E&W)
• Floating charge
• General and special conditions (E&W)
• Legal Charge
• Mortgage conditions (E&W)
• Notice to freeholder (Bank)
• Supplemental instructions to solicitors (E&W)

Legal documents for Scotland

• Deeds schedule (Scotland)
• General and special conditions (Scotland)
• Notice to freeholder
• Mortgage conditions (Scotland)
• Standard security
• Standard security Limited company/LLP (one director/member and witness)
• Standard security Limited company/LLP (two directors/members and company secretary)
• Supplemental instructions to solicitors (Scotland)
• Certification of confirmation of advice
• Multiple guarantee
• Floating charge